{"id":17,"date":"2022-03-30T04:00:00","date_gmt":"2022-03-30T04:00:00","guid":{"rendered":"https:\/\/www.zenithinsurancegroup.com\/blog\/?p=17"},"modified":"2022-04-12T17:39:12","modified_gmt":"2022-04-12T17:39:12","slug":"florida-state-motorcycle-insurance-requirements","status":"publish","type":"post","link":"https:\/\/www.mypigroup.com\/blog\/2022\/03\/30\/florida-state-motorcycle-insurance-requirements\/","title":{"rendered":"Florida State Motorcycle Insurance Requirements"},"content":{"rendered":"<p><span style=\"color:#0e101a\">When you buy your motorcycle, before riding your first mile, visit Zenith Insurance Group serving Pinellas County for the insurance that will keep you legally on the roads of Florida.<\/span><\/p>\n<h2><span style=\"color:#0e101a\">Required Insurance<\/span><\/h2>\n<p><span style=\"color:#0e101a\">Florida requires each rider to carry motorcycle insurance that protects others on the road. You will need to cover your own liability through an insurance policy. State law sets minimum requirements for this insurance of:<\/span><\/p>\n<ul>\n<li><span style=\"color:#0e101a\">bodily injury liability in the amount of $10,000 per person,<\/span><\/li>\n<li><span style=\"color:#0e101a\">bodily injury liability in the amount of $20,000 per accident,<\/span><\/li>\n<li><span style=\"color:#0e101a\">property damage liability in the amount of $10,000 per accident.<\/span><\/li>\n<\/ul>\n<p><span style=\"color:#0e101a\">Although Florida has a no-fault law, it only applies to automobile owners. The no-fault law requires the purchase of personal injury protection (PIP). Motorcyclists don&#8217;t have to carry this type of insurance.<\/span><\/p>\n<h3><span style=\"color:#0e101a\">Optional Insurance<\/span><\/h3>\n<p><span style=\"color:#0e101a\">Besides the required insurance, you could add insurance that protects your motorcycle and your health. The state&#8217;s liability insurance only protects the other guy, so to speak. To protect your bike and pay your medical bills in case of an accident, you&#8217;ll need comprehensive, collision, and personal injury protection.<\/span><\/p>\n<p><span style=\"color:#0e101a\">Comprehensive pays to repair or replace your bike when your bike incurs damage from a named peril, such as hail, earthquake, or hurricane. Collision covers repairing or replacing your bike when you&#8217;re involved in a single-vehicle accident, such as if you hit a fence or mailbox with the bike.<\/span><\/p>\n<p><span style=\"color:#0e101a\">PIP provides you with reimbursement for your medical bills. If you&#8217;re involved in an accident with another biker or a single-vehicle accident, this policy covers your medical costs.<\/span><\/p>\n<h3>\n<p><span style=\"color:#0e101a\">Call us today<\/span><\/h3>\n<p><span style=\"color:#0e101a\">Contact Zenith Insurance Group serving Pinellas County to obtain the motorcycle insurance you need to protect your bike and yourself. <\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>When you buy your motorcycle, before riding your first mile, visit Zenith Insurance Group serving Pinellas County for the insurance that will keep you legally on the roads of Florida. Required Insurance Florida requires each rider to carry motorcycle insurance that protects others on the road. You will need to cover your own liability through [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[9],"tags":[13,14],"class_list":["post-17","post","type-post","status-publish","format-standard","hentry","category-motorcycle-insurance","tag-pinellas-county","tag-zenith-insurance-group"],"_links":{"self":[{"href":"https:\/\/www.mypigroup.com\/blog\/wp-json\/wp\/v2\/posts\/17","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.mypigroup.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.mypigroup.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.mypigroup.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.mypigroup.com\/blog\/wp-json\/wp\/v2\/comments?post=17"}],"version-history":[{"count":1,"href":"https:\/\/www.mypigroup.com\/blog\/wp-json\/wp\/v2\/posts\/17\/revisions"}],"predecessor-version":[{"id":18,"href":"https:\/\/www.mypigroup.com\/blog\/wp-json\/wp\/v2\/posts\/17\/revisions\/18"}],"wp:attachment":[{"href":"https:\/\/www.mypigroup.com\/blog\/wp-json\/wp\/v2\/media?parent=17"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.mypigroup.com\/blog\/wp-json\/wp\/v2\/categories?post=17"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.mypigroup.com\/blog\/wp-json\/wp\/v2\/tags?post=17"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}