Flooding in Florida isn’t just a concern for homes near the water. In Pinellas County, entire neighborhoods that seem safe on a sunny afternoon are now showing up as flood zones on updated maps. What does this mean for you? It means that a quiet, dry street with no water nearby could be at real risk of flooding when the next storm hits. If you haven’t reviewed the latest flood maps, you might think you’re safe, but you could be underestimating your exposure.
Why Flood Maps Keep Changing
Flood maps are not static. They are constantly redrawn and updated as urban development expands, storm data evolves, and sea levels rise. A home that was outside a high-risk zone ten years ago could now be sitting in the middle of a major flood zone. This matters because flood zones determine how your insurance responds. Too many homeowners assume their standard policy is sufficient, only to find themselves unprotected when water enters their living room. At Percheron Insurance Group, we walk you through what the maps mean for you in practical terms and help you align your coverage before it’s too late.
Preparation Is Cheaper Than Reaction
Floods don’t give you much time to plan. They strike quickly, leaving you with limited options for cleanup and damage control.
Being proactive is smarter. This means knowing your flood zone designation, reviewing your current policy, and identifying any coverage gaps. It’s far better to have clarity today than to scramble for answers during storm recovery.
At Percheron Insurance Group, we’re dedicated to helping Pinellas County homeowners ensure their coverage matches the realities on the ground. If you’re unsure how the latest maps affect your home, reach out to us. We’ll help you navigate the details so you’re not left panicking the next time heavy rain pushes past the curb.
