Motorcycle insurance through Percheron Insurance Group, serving Pinellas County, FL, does a lot more than most riders realize. It’s not just about meeting state requirements or covering collision repairs after a crash. The real value often hides in the small print, the kind of benefits that save time, money, or sanity when things go wrong.
Coverage That Travels With You
Motorcycle accessory coverage is one of the most commonly overlooked benefits. It helps pay to repair or replace custom parts, saddlebags, helmets, or riding gear if they’re damaged in an accident. For riders who invest in personalization, that extra protection can make a big difference. Some policies even help if your detachable bags or GPS units are stolen when you’re off the bike.
Roadside assistance is another hidden perk. A flat tire or dead battery miles from home can easily ruin a day, but many policies include towing, jump-starts, and fuel delivery. It’s one of those features you might forget about until the moment you really need it.
Support After an Accident
Medical payments, also known as "MedPay" coverage, helps pay for injuries you or a passenger sustains, no matter who caused the crash. Some insurers go a step further, offering reimbursement for transportation costs to return your motorcycle home after an accident. These little details are often overlooked when you compare only premiums and deductibles.
Benefits That Go Beyond the Road
Trip interruption coverage can pay for hotel stays, meals, or travel costs if your bike breaks down far from home. Some plans even include legal expense coverage or full replacement value for newer models.
Motorcycle insurance through Percheron Insurance Group, serving Pinellas County, FL, helps protect against liability with customizable options. Understanding the optional coverages that a motorcycle policy offers could turn a bad day on the road into something much easier to handle.
