If you are a Florida driver, state law requires you to purchase auto insurance before driving your vehicle. Many drivers have questions when selecting a car insurance policy. If you live near Pinellas County, FL, our team at Percheron Insurance Group is here to help you choose the right auto insurance policy. We’ve been assisting drivers like you since 2020.
Did a Flood damage Your Car?
Not all auto insurance claims result from vehicle accidents. According to the Florida Chief Financial Officer’s website, flood damage to your car may be covered under the comprehensive coverage portion of your auto insurance policy. Before filing a claim for flood damage, ensure your policy does not exclude this type of coverage. Without comprehensive coverage, damage caused by floodwaters will not be covered.
Additionally, the Florida Chief Financial Officer’s website notes that many cars damaged by floodwaters are declared a total loss. This is often due to the difficulty of fully repairing water damage, which can lead to the development of mold. When a total loss is declared, the insurance company reports it to the Florida Department of Highway Safety and Motor Vehicles.
Call Us Today for Your Appointment
No one wants to experience a car accident, but if you do, you’ll be relieved to have auto insurance coverage. At Percheron Insurance Group, we understand Florida insurance laws and can assist you in reporting an accident. Drivers in Pinellas County, FL, rely on us to deliver exceptional customer service and support. Call us today to schedule an appointment and discuss your insurance needs.
